Ian Sender: "We Don't Need No Stinkin' Badges" : Wealth Without Wall Street's "Badges" Fees, Commissions




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Professionals with "badges" can steal your money legally. Commissions, fees, charges can reduce your wealth by 40%. Buy financial services direct and keep more. I have been in the financial services business for over 20 years and I am getting out now. The changes I have seen do not bode well for Wall Street's way of doing retail business. Most of the changes in the financial advice business have involved the trend to the commoditization of most financial products. The trend will continue to reduce our commissions, fees, and charges so I am leaving. The old way is dead. Smart investors just don't need our fancy "badges"-the titles, trappings and costs that go with the traditional Wall Street model.The new model has a fee schedule of 0.05-0.50% not the old rates of 1.5-3%. Most retail brokerage products are structured to provide the firm with revenue and product features that compete well with other retail firms. It is really the fault of Mr Bogle's Vanguard Group. John Bogle started his index fund of 500 stocks in 1976 with a low-cost ownership model. Cost matters is his motto. He says: Stop trying to find the needle in a haystack. Invest in the haystack. http: //www.vanguard.com/bogle_site/bogle_speechesequity.html Now the industry has stock discounters. For $5 or less, you can now buy and sell shares of companies, mutual funds, and market index funds (ETF) online without assistance. You can trade more sophisticated securities too. Direct to consumer insurers and agencies have joined discounters on TV. You can create your own portfolio and manage it for less.

"If everyone in the United States had the same qualities of loyalty and care "We Don't Need No Stinkin' Badges" : Wealth Without Wall Street's "Badges" Fees, Commissions free pdf and concern for others that Larry Taunton had, we'd be living in a much better society than we do." ~ Christopher Hitchens At the time of his death, Christopher Hitchens was the most notorious atheist in the world. And yet, all was not as it seemed. "Nobody is not a divided self, of course," he once told an interviewer, "but I think it's rather strong in my case." Hitchens was a man of many contradictions: a Marxist in youth who longed for acceptance among the social elites; a peacenik who revered the military; a champion of the Left who was nonetheless pro-life, pro-war-on-terror, and after 9/11 something of a neocon; and while he railed against God on stage, he maintained meaningful-though largely hidden from public view-friendships with evangelical Christians like Francis Collins, Douglas Wilson, and the author Larry Alex Taunton. In The Faith of Christopher Hitchens, Taunton offers a very personal perspective of one of our most interesting and most misunderstood public figures.


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Author: Ian Sender
Number of Pages: 66 pages
Published Date: 19 Oct 2013
Publisher: Createspace Independent Publishing Platform
Publication Country: United States
Language: English
ISBN: 9781492943365
Download Link: Click Here
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